Non-medical home care insurance shields personal care aides, companion services, and private-duty agencies from liability claims arising from slips/falls, client injuries, or property damage. Our policies include general liability, professional liability (for caregiver negligence), and workers’ compensation—key protections for businesses assisting seniors with daily living activities like bathing, meal prep, and transportation.

Even without medical services, non-medical caregivers face risks like allegations of theft, emotional distress, or breach of contract. We offer tailored endorsements for bonded employee coverage, client property protection, and abuse defense coverage. Affordable and easy to obtain, our insurance helps you operate your caregiving business securely while building trust with clients and their families.