Assisted living facility insurance combines property, liability, and professional coverage tailored to the needs of ALFs, memory care units, and independent senior communities. We protect against resident injuries, medication errors, fire damage, and lawsuits—while covering unique exposures like communal dining areas, activity programs, and transportation services.

With increasing resident acuity and family expectations, assisted living operators need robust risk management. Our policies include optional add-ons like:

• Directors & Officers (D&O) liability for governance decisions

• Food contamination coverage for dining services

• Umbrella liability for higher claim limits

• Cyber liability to protect resident data

Partner with us to secure coverage that evolves with your facility’s growth and regulatory changes.